We don’t make many really big decisions during our lives. But we do make some. Whether we’ll share our life with someone, and who that will be. Which career we’ll follow. What we believe. Our lifestyle choices. Whether we’ll have children. How we care for our health.
Matters like these are not the routine decisions of life. They’re not about choosing coffee or tea, or whether to call a friend for a chat, or if we’ll take the afternoon off to play golf, or should we take home a Pepperoni pizza or a Hawaiian pizza. We’ll probably make ordinary decisions 20 or 30 times every day, but in the whole of our lifetimes we’ll likely make less than ten major, life-changing decisions. Mostly our routine choices don’t matter significantly, but our big decisions affect everything about our lives, and maybe the lives of others too.
Here are eight principles I’ve kept in mind when making such decisions.
Principle 1 You have more time than you think
Alison and I have been house buyers several times. Early on in most of our searches we’ve found a dream house, only to be told other buyers are interested, and we need to make an immediate offer. We’ve wished we could. There can never be another house as good as this one. But circumstances prevented us acting quickly. The perfect house was sold to someone else. However, happily, later on we’ve found another house, far more perfect for us, and we were able to buy that. Those later choices were great homes for us and our family.
That’s just one kind of circumstance when people feel they must decide quickly but the early choice wouldn’t have been the right choice. There are moments for fast action, but they’re unusual. Mostly the biggest of decisions rarely need to be rushed.
Add to that an obvious truth: the bigger the decision, the greater the catastrophe if we get it wrong. The more important something is, the more time and consideration it deserves. Don’t ne hasty.
Principle 2 Don’t confuse small decisions with big decisions
Your new friends, Mary and Joe, are coming for dinner. ‘Should I serve steak?’ you ask yourself. ‘Or how about a casserole?’ Next day: ‘Perhaps they’d like fish?’ Next day: ‘What about lamb chops?’ Eventually there are ten different options, but finally one is chosen. But is it really the right one? As the day gets nearer the stress level rises, tempers get frayed, and you wish you’d never invited Joe and Mary for dinner.
What’s gone wrong here? Put simply, all the options were good. There was no ‘right one’. Mary and Joe are thrilled you’ve invited them for dinner, and as long as you don’t poison them they’ll go away believing they’ve had a lovely evening. That’s all that really mattered.
Too easily we promote ordinary decisions into matters of high importance. Alison and I now resolve a lot of things by simply asking one question: ‘Is this decision life-changing?’ Ninety nine per cent of the time what we’re considering isn’t a big deal at all. So, we make the best decision we can and get on with the things that matter much more. That works well for us.
So, second principle: Be realistic about what’s really important.
Principle 3 Think whether your decision is based on facts or feelings
If we’re making decisions about people, then of course feelings will greatly affect our choice. That’s entirely appropriate.
But emotions can intrude where they don’t belong, or at least shouldn’t dominate our decision-making. Here are two imaginary examples.
- If we had rushed to buy a house, we’d have done it on superficial impressions and emotional reactions, such as ‘How wonderful it looks’ or ‘What a pretty area it’s in’ or ‘I’ve fallen in love with this property’. But, after moving in, we might have found roof problems, drainage problems, boiler problems, flooding problems. In fact, there could have been so many problems we’d have realised the real value of the house was about half of what we’d paid. Falling in love with a property can mean we skip the research a responsible house-buyer should always do.
- A job is advertised I’d long to have. The post would give me a fifty per cent salary boost, a shorter commute, and an array of fringe benefits. I’m great at interviews, and I exaggerate my skills and experience. Wonderful – I get the job. What I never studied is what the work would entail: much longer hours; boring tasks; complex issues I don’t know how to resolve. Within weeks it’s obvious to me and to my bosses I’m out of my depth. I hate the job, and with encouragement from management I resign. Longing and ambition propelled me into that job, but I never assessed what doing that work would be like. A costly, painful mistake.
The bigger the decision, the greater the need to think through all relevant issues. Emotions or longings can be like a tide that sweeps us along, not necessarily in the right direction.
Principle 4 Push doors gently
I’ve known many people so driven by desire or ambition, they don’t probe opportunities carefully. They rush forward headlong. Instead of pushing doors gently, they kick them down and march through. Almost always that’s unwise.
There are two opposite temptations when faced with a big decision. One is to be so nervous we never act. The other is to be so determined, we plough forward ignoring any dangers. Determination is a quality, except when it controls all our thinking.
I read the story of Sally who got into serious financial trouble with an unwise investment. She’d been told that if she’d buy shares immediately in a new start-up, within weeks she’d be a wealthy woman. She cashed in all her savings and then borrowed even more, and bought the shares. For a few days they soared in value, so Sally took out another loan and invested that as well. Two weeks later the start-up failed. It declared bankruptcy. Sally’s shares were worthless, her money completely gone. All Sally was left with was a debt it would take many years to clear. A friend asked Sally why she had not sought advice from a qualified financial advisor. Sally’s answer: “I was so sure I was investing in a winner, I didn’t want anyone to talk me out of it”. That was a very expensive mistake.
At times the temptation to fulfil an ambition is so high we won’t let anything stand in our way. Frankly, that’s about as sensible as imagining that running fast through a minefield lessens the chances of being blown up.
Move forward, but don’t rush.
Principle 5 Where you excel may be a guide to what you should do
What I’m about to write under this heading is an imperfect guide to rightness, but should nevertheless have a place in our thinking.
In short, I’d encourage you to consider what you can do that most others can’t, because, at least in part, that’ll guide you towards a right decision.
Here’s a little of my story. My career beginnings were in journalism. After training – including shorthand and typing(!) – I was a reporter for The Scotsman and a sub-editor for its Edinburgh daytime paper the Evening News. I was a good journalist, reporting on important stories and trusted to cover late-breaking news just before the presses rolled. I enjoyed the work, and imagined a wonderful career in journalism.
Then Christian faith came alive in me in a way it had never been real before. I handed my life and my career over to God. It seemed to me that being a Christian in the world of journalism was important. But before too long I realised it wasn’t right for me.
Two factors helped me see that. The first, and certainly the most important, was a growing sense of calling into Christian ministry. How I sensed that is complicated and personal. Put simply, I felt that calling was God’s will for my life. And the one thing you can’t say to God is ‘No, I won’t do that!’
The other factor is more mundane but not unimportant. I was a good journalist, but alongside me were some great journalists. Not all my colleagues were great, of course, but a few were truly brilliant writers. By then, I’d begun to do some preaching and found a gift I’d never imagined I had. I worked hard at preparing sermons, and then words flowed in front of a congregation. People were challenged and helped. Churches asked me to return and preach again. I’d found that I didn’t have a unique contribution to make to journalism, but did have one to make to Christian ministry. And that’s what I dedicated my life to doing.
I’m cautious about saying ‘Do what you’re best at’ because it’s possible to be very good at doing something very wrong. History has plenty examples of bad people doing bad things brilliantly.
So, finding what you’re near-uniquely gifted at doing isn’t an infallible guide, but it can be a pointer in the right direction.
Principle 6 Take account of how others are affected by your decisions
For many years the city of Aberdeen, in the north east of Scotland, has been the European capital of the oil industry. The city is not large but its airport is one of the busiest in the whole UK, its numbers boosted by dozens of helicopter flights to and from North Sea oil rigs. Among the employed members of the Aberdeen church where I was senior pastor, about two-thirds owed their jobs to oil.
One consequence was that many who joined the church moved on after about three years. They didn’t leave for another church; they were sent elsewhere by their oil-related employer. Management would be moved to another administrative office and engineers to a new location of oil exploration. All of them made it clear to me that they couldn’t refuse. Following their careers meant being at the disposal of their companies. They could be sent anywhere, even to the other side of the world. (Years later I was in Indonesia and visited former church members by then living in Jakarta.)
But here’s my point. These changes didn’t affect only the employee. They had a profound effect also on spouses and children. Each transition meant ending relationships not long formed. They’d form new bonds somewhere else, yet always knowing they’d soon have to let those go too. I felt especially for the children who constantly changed schools and lost friends.
Alison and I made only one major move while our children were young. It was challenging for them. There were times of tears. Thankfully we stayed in the new place for many years, which did allow them to form long-term friendships.
Faced with major decisions, it’s thoughtful and loving to ask: ‘Who will pay the biggest price for this choice?’ Often the cost will not be borne by the one making that choice.
Principle 7 Let trusted friends advise you
In November 2021 I wrote this in a blog post on ‘Friendships’:
I took a deep breath, then asked a question no friend expects. Tom’s answer could affect the rest of my life. ‘I’m planning to ask Alison to marry me. You know both of us well. Am I doing the right thing?’
Tom looked startled. He’d never imagined being asked such a question. But he didn’t hesitate. ‘Of course you’re doing the right thing. You should have asked her ages ago.’
I laughed, feeling grateful and relieved in equal measure. I wasn’t inviting Tom to make my marriage decision for me, but as a deep and close friend his support meant a lot.
Thankfully Alison said ‘yes’ and, as well as being my wife, she’s been the closest friend of my whole life. But Tom probably came next. Sadly, Tom died several years ago but he knew me through and through, and I’d have trusted him with my life. (https://occasionallywise.com/2021/11/06/a-question-no-friend-expects/)
A real friend, someone you’d trust through and through, is a wonderful resource when faced with a major decision. A truth I’ve learned is this: ‘Someone who loves you only a little will tell you what you want to hear; someone who loves you a lot will risk telling you what you don’t want to hear’.
Principle 8 Stay true to your ultimate values and goals
This principle should underpin all the others. What matters, what really matters, the most for us? When we know the answer to that – our values and goals – we have a guide for all our big decisions.
- Is this how I should be spending a large sum of money?
- Is this relationship one that I’ll always value?
- Is this choice taking me toward or away from my life goals?
- Does this behaviour fit with my deepest values?
An old idea is that all of us have a certain amount of treasure, and we should spend it wisely. Once it’s gone, it’s gone. What we’ve spent will never be replaced. It would be sad to get near to life’s end and to realise we’d frittered away our treasure on things that haven’t had value.
Every time we make a big decision we spend treasure. Each decision, therefore, should fit with our very most important values and goals.
Closing
My last word here is that we should realise it’s a privilege to have choices at all. Many people in the world have few choices other than to work in the fields or sell in the market in hope of earning enough money to buy food for just that day. If we have options far greater than those, that’s an enormous privilege. May our biggest decisions be made thoughtfully, wisely, and bring great benefit to us and to others.

